The claim covers medical treatment where the employee did not miss work beyond the statutory waiting period. These claims constitute the majority of filings but a small portion of total cost.
Conversion to lost time claims drives cost.
Alternative Names:
Med Only|Medical Only
Why it Matters?
Conversion from medical only to lost time is where cost escalates, since a claim that develops indemnity exposure typically increases in value by an order of magnitude. Monitoring medical only claims for treatment escalation and work status changes identifies conversions early enough to intervene through return to work coordination. Claims closed prematurely may reopen with substantially greater exposure.
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Frequently asked questions
Why monitor medical only claims?
What signals a conversion risk?
