PTD provides ongoing benefits where the employee cannot perform any work. Some states apply statutory presumptions for specified losses such as blindness or loss of multiple limbs, and others require case-specific proof.
Odd-lot doctrine may establish total disability despite residual capacity.
Alternative Names:
PTD|Total Permanent Disability
Why it Matters?
The odd-lot doctrine establishes total disability where an employee has some residual capacity but no reasonably available market for their services given age, education, and restrictions, which is how PTD is awarded to claimants who could theoretically perform some work. Labor market surveys demonstrating actual available positions are the response. PTD claims represent the largest exposures in workers' compensation and warrant vocational assessment.
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