Parties, Roles, and Litigation Teams
Claims and Risk Roles
Subrogation specialists identify recovery opportunities, investigate third-party liability, and pursue reimbursement of amounts paid. Recovery may proceed through negotiation, arbitration, or litigation.
Made whole and common fund doctrines limit recovery.
Alternative Names:
Subrogation Adjuster, Recovery Specialist
Why it Matters?
Subrogation recovery is a separate profit center from claims handling and operates on different timelines, which is why a carrier may pursue recovery on a claim it resolved years earlier. For defendants facing a subrogation claim, made whole and common fund doctrines frequently reduce the amount substantially, and intercompany arbitration agreements govern many auto subrogation disputes rather than litigation.
Frequently Confused with
Related terms
Frequently asked questions
What limits subrogation recovery?
How are auto subrogation disputes resolved?
