Temporary total disability provides wage replacement, typically a percentage of the average weekly wage subject to statutory maximums, while the worker cannot perform any work during the healing period.
Benefits continue until the worker returns to work, is released to suitable work, or reaches maximum medical improvement.
Alternative Names:
TTD, Temporary Total
Why it Matters?
TTD is the largest ongoing cost driver in an open claim, which makes return-to-work management the primary lever for controlling indemnity exposure. A valid light duty offer within the treating physician's restrictions generally terminates or reduces the benefit, so employers with modified duty programs carry materially lower claim costs. Disputes concentrate on whether an offered position genuinely fits the restrictions.
Frequently Confused with
Related terms
Frequently asked questions
When do TTD benefits end?
Can a light duty offer stop benefits?
