Excess coverage in trucking provides limits above the primary auto liability policy, and it is where serious injury exposure actually lands.

Freight broker liability is a claim that a broker arranging transportation negligently selected an unsafe carrier, exposing the broker to responsibility...

An independent contractor driver operates under contract rather than as an employee, an arrangement that rarely defeats carrier liability in interstate...

A motor carrier lease agreement governs the arrangement under which a carrier uses equipment and drivers it does not own.

Logistics provider liability addresses claims against companies that arrange or manage transportation without operating the equipment.

The MCS-90 endorsement is a federally required guarantee that an insurer will pay judgments against a motor carrier for public injury, even if the policy...

A motor carrier is a company that transports property or passengers by commercial vehicle, holding operating authority and bearing regulatory...

Non-trucking liability coverage insures an owner-operator when the vehicle is used for personal purposes rather than in the motor carrier's service.

An occupational accident policy provides injury benefits to owner-operators who are not covered by workers' compensation.

An owner-operator is a driver who owns or leases their own truck and provides service to motor carriers, typically under a lease agreement rather than as...

Shipper liability is a claim that the party tendering freight caused harm through improper loading, misdescription, or concealed hazards.

Trailer interchange coverage insures damage to a trailer in the insured's possession under an interchange agreement but owned by another party.