Continuous care may be provided by licensed nurses, certified aides, or family members at varying rates. The level required depends on medical complexity and functional dependence rather than diagnosis alone.
Rate and staffing assumptions drive cost dramatically.
Alternative Names:
24-Hour Care|Around-the-Clock Attendant Care
Why it Matters?
Care level and rate assumptions produce the largest variance in any catastrophic life care plan, since staffing with licensed nurses rather than certified aides can triple the annual figure for care needs that do not require nursing licensure. Whether continuous awake coverage is required, versus sleep-time availability, is a separate multiplier. Documented current care arrangements provide the benchmark against which projections should be tested.
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Related terms
Frequently asked questions
What produces the largest variance?
What benchmark tests the projection?
