Parties, Roles, and Litigation Teams
Claims and Risk Roles
Risk managers assess exposures, structure insurance programs, manage retentions and self-insurance, coordinate claims, and implement loss prevention. The role bridges operations, finance, and legal.
Coverage decisions are frequently their responsibility.
Alternative Names:
Risk Management Director, Corporate Risk Manager
Why it Matters?
The risk manager typically controls insurance placement and knows the program structure, including retentions, layers, and coverage gaps that determine which claims reach which carrier. That knowledge is what defense counsel needs to understand exposure allocation. Loss prevention data they maintain is also frequently discoverable and may document notice of the hazard at issue.
Frequently Confused with
Related terms
Frequently asked questions
What does the risk manager know that matters?
What discoverable material do they maintain?
